Insurance Claim Process With Good Times Plumbing & Restoration
One of the most critical steps you take following a property disaster is filing a damage claim with your insurance company. However, anyone who’s ever had to navigate the insurance process understands how complex and stressful it can be.
Good Times Plumbing & Restoration will work with your insurer and accurately assess the damage and document your losses, ensuring you obtain the maximum compensation.
From assessing the damage to meeting your insurance company adjuster and beginning the replacement work, we can help you avoid the pitfalls many businesses or homeowners encounter when filing a claim.
Talk to Good Time Restoration about how we can help you through the insurance claims process. Contact us online or call 480-725-5010.
The Insurance Claim Process
Working with Good Times Plumbing & Restoration to manage your insurance claim is easy and involves five simple steps:
Step 1: Damage Assessment
Whether you’ve experienced water, fire, mold, or sewage damage at your Phoenix area home or business, once you’ve ensured everyone’s safe, start documenting the damage as soon as possible.
Write down the details of what you see, no matter how minor you think the damage might be. You can also take videos or pictures. This list will be beneficial when you call your insurer, as claims adjusters typically request information about any damage before they come out to inspect the property.
Remember that many insurance companies immediately reject claims, so be prepared for that to happen.
Step 2: Call a Trusted Restoration Contractor
Have a professional restoration company like Good Times Plumbing &Restoration perform a follow-up inspection. We’re available 24/7 to take your call and can be on our way to your property in an hour or less. Our skilled team will inspect the damage, recommend restoration, replacement, and repair solutions, and talk with your insurance adjuster to help with the insurance claims process.
We aim to help you restore your business, home, and daily routine quickly and with minimal stress.
You need to protect your property from further damage, so don’t wait to call our restoration team. We’ll help you decide which solutions will protect your property and the people in it and work with your insurer.
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Step 3: File Your Claim & Meet With Your Adjuster
Before calling your insurance company, review your policy to understand what’s covered and your deductibles for repairs. Insurance policies use replacement cost value or actual cash value when determining reimbursement.
- Replacement cost value (RCV) covers the incurred cost at the time of replacement.
- Actual cash value (ACV) considers the cash value of the item being repaired or replaced at the time of loss.
As part of our services, Good Times Plumbing & Restoration meets with the adjuster during their review of the damage estimate we prepare with every possible cost, including materials and labor.
Throughout the process, keep in mind that while we can discuss our estimate with you, we can’t discuss your actual claim.
Step 4: Receive Claim Approval
While some property owners file a claim before an estimate’s completed, it’s generally more beneficial to wait until you know what your insurer will cover before filing a claim. Once the claim is approved and depending on your insurer’s procedures, you’ll either receive a check, or the insurer will pay the restoration company directly.
Let the pros at Good Times Plumbing & Restoration restore your property to its former glory.
- Our water damage services include water removal and restoration, flood restoration, basement restoration, and commercial restoration.
- Mold remediation focuses on removing mold quickly and thoroughly.
- Our fire damage restoration services ease the emotional and financial stress caused by a house fire and limit smoke and acidic soot corrosion and deterioration.
- Sewage cleanup services cover waste removal, disinfection, and blocking off or repairing weakened structural components.
Contact us online or call 480-725-5010 to learn more about all our restoration and remediation services.
